Registered: Sep 2003
Location: Missouri
Posts: 406

When, after renewing my homeowners insurance thru American Family Ins. That the agent called to tell me that they had CANCELLED my policy! Why ?Because I have more than three large dogs (we have 6 adults ,and three pups that are 6 mts or younger) . Not Rotts,or Pitts, or any of the "agressive" dog breeds but coonhounds for the love of pete.And NOTHING in our pens would bite a biscuit (welllll....coon maybe lol) .Their underwriters are seriously cracking down on the amount of lg dogs they will insure.We have been with this company for YEARS! Coonhound folks might want to check into their own policies. Has anyone else had a problem like this??? thanks

Report this post to a moderator | IP: Logged

Registered: Sep 2003
Location: Eastern Virginia
Posts: 1112

They just cut you like that? Man seems that they would have given you a chance to maybe cut down on the number of dogs or else they would drop you. Might be a blessing that you don't have to deal with them anymore.......

Report this post to a moderator | IP: Logged

Registered: Sep 2003
Location: FL
Posts: 139

No these will companies will drop dog owners at the drop of a feather, you are too much of a liablity.

When answering questions I was instructed to be sure and tell them my dogs were just pets and NOT a kennel /AND DO NOT TELL THEM YOU BREED DOGS< this is considered a businesss and many policies will not cover you if you breed dogs.

What I did when we were being inspected is I took all my dogs off my parents land and put them on my property as I knew they would fail us for sure.
I used to Raise English Bulldogs and they had to come out and inspect us when my dad told them we had Bulldogs as they will not insure you with Pitts, but the English were Ok,
But shop around and you should be able to find something.
There are just too many dog bites and the such that have happened and insurance companies lost too much money, they are in the business to make money not pay it out !!

Report this post to a moderator | IP: Logged

Registered: Jun 2003
Location:
Posts: 319

I have $1'000.000 "UNBRELLA" policy that will cover any non-business liability that I might have. Even covers my liabilities when hunting on someones farm, if a buddy drives my vehicle or whatever as long as I'm legal within the law. Go to your insuror and ask about this type of insurnce. Sounds like they just wanted to get rid of you though.

Report this post to a moderator | IP: Logged

Registered: Jun 2003
Location: Salem,Missouri
Posts: 4917

we have Barton Mutual Group, the only thing they said to us when they came to inspect was to take down the beware of dog signs. they said that it was an admission of mean dogs on the place. they seen all our coondogs and never said a word about how many we were allowed. (ncb wife)

__________________
don't let your bull dog mouth overload your puppy dog @ss!

Report this post to a moderator | IP: Logged

Registered: Jun 2003
Location: East Texas
Posts: 828

I worry about our vehicle policies as well, as we had to sign a disclaimer saying the vehicles are not used for "business use". There is a big gray area between business and hobby. I do receive money for dogs, but I sure as heck don't PROFIT from them. Call it a hobby or call it a LOSING business LOL.

__________________
Lynn Wilson Hill
Howling Hills Kennels
www.coonhoundcrew.com

**************
People may forget what you said, people may forget what you did, but they will never forget how you made them feel
***************

Report this post to a moderator | IP: Logged

Registered: Sep 2003
Location: Eastern Virginia
Posts: 1112

Yeah Lynn - We most have the same business - a loosing one!!! lol

Report this post to a moderator | IP: Logged

Registered: Jun 2003
Location: South Dakota
Posts: 1734

ONLY A LOOSING BUSINESS TILL THE SUN GOES DOWN THEN IM THE RICHEST GUY IN THE WORLD LOL............

__________________
DAKOTA BLUE KENNELS
HOME OF UKC PERFORMANCE SIRE
"DUAL CH. DAKOTA BLUE JAMMER"
4 WINS TOWARD GR NT
4 WINS TOWARD GR SH
AND REPRODUCIN!!

Report this post to a moderator | IP: Logged

Registered: Jun 2003
Location: Los Angeles, MN
Posts: 4236

LOL Dan........I like that one

Report this post to a moderator | IP: Logged