truly
Banned
Registered: Nov 2005
Location: minnesota
Posts: 3660 |
I swear you guys would buy whatever they are selling
just a sampling of how easy it is to refute that idiotic viral email:
Page 22: Mandates audits of all employers that self-insure!
First of all, it starts on page 21, not 22, and it simply mandates a study of risk on the part of all companies that choose to provide self-insurance, to make sure they are capitalized properly. This is something that private insurance companies are required to do; it's to protect the consumer. Say you work at a company with their own health insurance system; how would you like to find out after you've received a $100,000 bill for a hospital stay, that the insurance pool can't pay the bill?
This is also important because when they can't pay the bills, then everyone else with insurance ends up picking up the slack. Got that? That's the reason health insurance premiums have more than doubled in the last ten years, and are scheduled to double again in the next ten, if nothing changes.
Anyway, why should companies acting as health insurance companies be allowed to operate under different rules than insurance companies? Isn't that unfair competition?
• Page 29: Admission: your health care will be rationed!
The section actually starts on page 26, and it's entitled:
SEC. 122. ESSENTIAL BENEFITS PACKAGE DEFINED.
There is absolutely NO section in there, from page 26 through page 30, that indicates rationing of any kind. Looking at Page 29 specifically, it contains a section called "Annual Limitation." A-HA! See? It's a LIMITATION! That's the same as rationing, right? Didn't they admit rationing?
Well, no. Because the limit is on the amount that people will have to pay out in cost-sharing, should the agency implementing the bill decide to use a version of cost-sharing. The limit is on how much a patient will have to pay, not a limit on the health care the patient receives.Watch how many times these tools bring up the "rationing" canard. It's almost as often as they mention ACORN. (I kid you not. Just wait.)
See what I mean when I say we have to watch these people, and check their "facts?"
• Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)
The section on Page 30 establishes an advisory committee, and yes; they will decide which treatments and benefits you get. I'm unsure as to why this is a bad thing. I don't want my health insurance premiums going to Britney's boob job, even if I have private insurance. Which reminds me; does this bozo actually think private insurance companies don't have a list of acceptable treatments and benefits?
There is one difference here, though. The committee's recommendations will be published and the public will have access to them. Which means they will be able to offer input to the process.
Oh, and there is nothing here about "no appeals process." The Committee will simply recommend processes for implementation. Not only that, but varying appeals processes are laid out in detail throughout the bill. So, he lied about that...
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08-05-2009 12:34 AM
