John D
UKC Forum Member
Registered: Jun 2003
Location: Missouri
Posts: 4321 |
quote: Originally posted by truly
joe, you missed a detail here- you dont pay taxes on what you have to pay yourself, you pay taxes on the health care that your employer provides for you. national average is around $12,000 per employee. subtract your 5000 tax credit now you are paying on only $7000. i will use your rate of %27. CONGRATULATIONS YOU HAVE JUST VOTED YOURSELF A $490 DOLLAR TAX INCREASE!
I think you missed a detail or two. Like the facts?
There is NO WAY the national average for health care for working people is $12,000 a year per employee. NO WAY.
It might be $1200 per year. I know I pay around $6,000 for a family of 5.
Some employers pay all or most of their employees health insurance. Some pay l ittle or none. What McCain's plan does is level the playing field. If your employer pays for your health care, then that will be taken into account by that being a taxable just as if it were compensation, which it is. If your employer doesn't pay anything on health care, guess what? You get a $5000 tax credit to use to go buy health insurance....the health insurance YOU want, that works for YOU, for the Doctors and hospitals YOU choose. In my case, thats $5000 into my pocket and I get to choose my own health insurance. This will create competition, which will drive health care to be more efficient and customer friendly.
Osama's plan involves a government bureacracy, dictating which doctors and hospitals you can go to. It will be you, your government assigned bureacrat, and your Doctor. Of course, your Bureacrat might make you change Doctors, to get you to a cheaper one. It might be one thats 2 hours drive away that doesn't speak English but they were the low bidder for your health care and therefore thats where you must go. The health providers won't care about you as much because they are getting paid by the government, on a contract. No competition means lousy service and high cost.
These differences are consistent between McCain/Obama on all issues. Well thought out, easy to nit pick, not very well explained versus fluffy, flowery, poorly thought out plans that the masses can grasp and latch on to.
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Last edited by John D on 11-01-2008 at 05:15 PM
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