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redbone
UKC Forum Member

Registered: Dec 2003
Location: Taberg, NY
Posts: 82

Insurance on your hound

Does anybody have an insurance policy on your dog. I called my Insurace company and they don't offer any kind of Insurance. Your help would be greatly appreciated. Thanks

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Old Post 12-08-2004 03:03 PM
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treeingwalker10
UKC Forum Member

Registered: Jun 2003
Location: welch okla
Posts: 424

The hubby and I have talked about getting Insurance also. I think there may be a Web site for pets you can get health insurance for checkups, etc. I will see if I can find it again.



Heather Armstrong

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Old Post 12-08-2004 03:55 PM
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josh
UKC Forum Member

Registered: Jun 2003
Location: Los Angeles, MN
Posts: 4236

You can insure anything......For a price.

Im sure that the premiums will be very high due to the nature of coonhunting. If your dog is so valuable that you cant afford its loss, I would suggest you sell him/her.

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Old Post 12-08-2004 04:03 PM
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Shane M
UKC Forum Member

Registered: Jan 2004
Location: MN
Posts: 133

I have insured my coon hounds thru Gordon hartford Ins. co the last hound I had insured for $3000.00 and the premiuem was $85.00 a year. Had one run over took pic. of dog run over to agent and payed for the dog.Don't know about other ins.co never tried to get it thru any other company.Hope this helps

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Old Post 12-08-2004 05:05 PM
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walkerdog101
UKC Forum Member

Registered: Oct 2003
Location: Missouri
Posts: 252

My dog is valuable to me, and a little pricey , but I can't afford it's loss so I will definetly have it insured if I can get someone to sell me some. I offered to get an appraisal done by Wick to my insurance companies and they still won't do it.

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Old Post 12-08-2004 05:21 PM
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TRRedbones
UKC Forum Member

Registered: Jun 2003
Location: West Alexandria, OH
Posts: 417

We tried to get insurance after we had a real nice promising young dog with an all-grand pedigree killed on the road a few years back. Had our agent check into it. They said they would be happy to ensure the dogs as long as they would NOT be turned loose for hunting purposes! Needless to say, we have no insurance on the dogs!

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Old Post 12-08-2004 05:49 PM
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Bruce Conkey
UKC Forum Member

Registered: Jun 2003
Location: Fl.
Posts: 1280

My dogs would not feel comfortable if they had insurance on them. They would have a hard time hunting looking over they shoulder all the time.

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Old Post 12-08-2004 06:04 PM
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Doug Robinson
UKC Forum Member

Registered: Jun 2003
Location: Warsaw, New York
Posts: 4242

Yes you can get Insurance...

But not from your local agents that you get auto/home/life from.

Never checked into it myself.

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Old Post 12-08-2004 07:10 PM
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Tbaker
UKC Forum Member

Registered: Jun 2003
Location: SW Michigan-again
Posts: 2311

Where can i find insurance in Mich???

Does UKC offer it?? If not Maybe they should???

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Old Post 12-08-2004 08:28 PM
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ringtail
UKC Forum Member

Registered: Jan 2004
Location: Tennessee
Posts: 2760

josh......

quote:
Originally posted by josh
You can insure anything......For a price.

Im sure that the premiums will be very high due to the nature of coonhunting. If your dog is so valuable that you cant afford its loss, I would suggest you sell him/her.

you would be suprised... premiums aren't (or wasn't) that bad... i think premiums depend on how much you insure for, but you're right you can get "anything for a price".......

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Old Post 12-08-2004 09:01 PM
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R and D Kennels
UKC Forum Member

Registered: Nov 2004
Location: Dayton,Ohio
Posts: 237

i think you can get it but i can honestly say if i was an agent or underwriter i sure as i sit here would never insure a dog for the obvious reasons not to mention anyone who would or could kill there own dog to collect and only reason i make this statement is more often than not the insured is usually worth more dead than alive

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Old Post 12-08-2004 09:04 PM
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warrior
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Registered: May 2004
Location: Alabama
Posts: 2109

quote:
Originally posted by R and D Kennels
more often than not the insured is usually worth more dead than alive


Yep, just ask my wife LOL.

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Old Post 12-08-2004 09:54 PM
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Millcreek Red
UKC Forum Member

Registered: May 2004
Location:
Posts: 37

Yes, you can get insurance

I happen to hunt Redbones and work in the insurance field. I recently checked on insurance for a local fellow that won the world-hunt.

Nice Hound

You can purchase what is called a mortality policy that acts like a life insurance policy on your hound.


For $10,000 of coverage he would have had to pay $1,700 for insurance that would pay in the event of death due to disease, accident etc. No coverage for sterilization, or injury only death.

Insurance is higher for females than males due to whelping

This insurance did cover getting run over but unless you pay some serious bucks no coverage for Theft!

Jeff Murphy

If you are interested in more information give me a call at 217-826-8096

Keep them Red!!

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Old Post 12-08-2004 09:59 PM
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R and D Kennels
UKC Forum Member

Registered: Nov 2004
Location: Dayton,Ohio
Posts: 237

lol @ warrior

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Old Post 12-08-2004 10:15 PM
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starplott
UKC Forum Member

Registered: Oct 2003
Location: SW Missouri
Posts: 1405

There use to be

a company about 15 (or more) years ago that insured comp dogs up to $10K, but I haven't seen anything since that was as structured. Did nothing for people's pets, but if you had titled dogs of value it was worth it. The premium and the insured amount varied and was determined by titles the dog had obtained.

You CAN get mortality and theft ins on dogs through certain carriers. There's more of that avail back east than here out west as there are bigger hunting clubs and organizations. If you call your home owner's ins provider and ask them to check things out they will probably find some options under some of their commercial programs.

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Old Post 12-09-2004 12:13 AM
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Donnie Stevens
UKC Forum Member

Registered: Jul 2004
Location: Nova Scotia
Posts: 2767

I looked into getting some a couple years ago on a dog i bought after hearing about someone who had insurance on a lab.The premiums she was paying were reasonable but only paid about three grand max for a dead dog.I was looking to cover about 10K and the premiums were nuts.Decided against it.Dog got killed on the road six months later.Ouch....

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Old Post 12-09-2004 12:53 AM
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PEARIDGEBLUE'S
UKC Forum Member

Registered: Mar 2004
Location: Oxford Mississippi
Posts: 158

insurance

I GOT A BROCHURE LAST TIME I WAS AT THE VET. GO TO THIS SITE AND CHECK IT OUT, IT MIGHT INTEREST YOU.

WWW.PETINSURANCE.COM
OR CALL 1-800-USA-PETS

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Old Post 12-09-2004 03:50 AM
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yadkinriver
UKC Forum Member

Registered: Aug 2003
Location: Yadkin County NC
Posts: 1671

bassett bunnie dogs

Jake,

I hear there are rabbit hunting Bassetts in Griffin GA. Do you know anything about them?

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Old Post 12-09-2004 04:48 PM
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starplott
UKC Forum Member

Registered: Oct 2003
Location: SW Missouri
Posts: 1405

A Lot of you

are talking health insurance. Most vets have little leaflets for health insurance providers.

mortality insurance is something different.

I'll have to ask who mine is actually through, but it is commercial insurance and I went through State Farm which I have my home and vehicle ins. through. The policy that I have will not cover less than $5000 per animal and requires you to insure at 100%. It does NOT cover hunting hounds as there is no coverage for any unsupervised activity resulting in mortality. It also DOES cover theft. I pay $250 a year for $10,000 on one of my dogs. It's commercial insurance and not part of homeowner's.

State Farm does have a policy that is an addition to homeowner's insurance that covers dogs that is a lot cheaper, but it wasn't what I was looking for at the time.

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Old Post 12-09-2004 05:54 PM
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AboutLastNight
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I just found this site

http://www.mourerfoster.com/kennelpro.shtml

Last edited by on 08-24-2008 at 07:15 PM

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Old Post 08-24-2008 07:04 PM
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CROSS E KENNELS
UKC Forum Member

Registered: Jun 2007
Location: OKLAHOMA
Posts: 373

CALL SHANE GREEN (HANDLER FOR VALLEY CREED SUPPLIES)FROM HERE IN OKLAHOMA..HE CAN GET YOU HOOKED UP WITH INSURANCE..

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Old Post 08-24-2008 09:41 PM
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chris simmons
UKC Forum Member

Registered: Mar 2005
Location: Lexington,Al.
Posts: 459

We use state farm.

We had one get shot off the tree a couple years ago. Had $10,000 on him. I still wish we still had him!!! Never caught the shooter..

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Old Post 08-24-2008 11:21 PM
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scottlewis
UKC Forum Member

Registered: Mar 2008
Location:
Posts: 9

I insure hounds and other sporting dogs. Shoot me an e-mail with your contact information and I will send you and application. Our rate is roughly 7% of the face value for mortality and an additional 3% for theft.

Recent Vet statement and photos are required. Call Scott Engle for a refernce. I insure Mojo for him and Robert.

Thanks,
Scott Lewis
scott@lewisfinancial.org

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Old Post 11-18-2009 01:43 AM
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evan ashley
UKC Forum Member

Registered: Mar 2008
Location: gillsville ga
Posts: 259

scott so lets say if someone paid 10,000 dollars for a dog then it would be 700 for insurance on them plus another 300 for theft coverage? is that anually or a one time payment just curious i also sent you a pm.

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Adam Reynolds
UKC Forum Member

Registered: Feb 2008
Location: Southern Virginia
Posts: 374

I handled for a fella that had insurance on his hounds. I don't know all the details but do know he had it through State Farm and it did cover dog getting run over. He ran it on several dogs throughout the years. Check with State Farm they could tell you more. I am sure it is like anything though and you get what you pay for.

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